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Glossary

Abogado – Lawyer
Adosado - Semi-detached or town house
Aire acondicionado – Air conditioning
Agua/potable – Water /drinking water
Albanil - Bricklayer
Alfombra - Carpet
Amortización - Depreciation, Redemption
Antigüedad(es) / tienda de – Antique/Antique shop
Aparcamiento - Parking
Architecto - Architect
Armario – Cupboard/wardrobe
Assesoria Economica/Contable – Accountant

Balcon – Balcony
Banco/cuenta de/targeta de - Bank/bank account/bank card
Bańo – Bath/WC
Barbacoa – Barbecue
Basura - Rubbish bins and rubbish taxes
Bombilla – Light bulb
Buzón - Mailbox

Caja de Ahorros - Savings bank
Calefacción central – Central heating
Cargas – Land charges registered against the property
Casa unifamiliar - Detached house
Casita – Cottage
Cemento - Cement
Certificado registral - Certificate showing debts attaching to a property
Chalet – Villa
Cocina – Kitchen
Comedor – Dining room
Comunidad de propietarios – Committee of property owners
Contrato de Builder – Constructor Compraventa Private - Property sales contract
Constructor - Builder
Construido - Built area, of property
Construir - Build
Costa del Sol – Sun Coast
Costa del la Luz – Coast of Light
Costa Blanca – White Coast
Corriente or la luz - Electricity
Cortijo - A country property inland with farming roots
Cuarto de Bano - Bathroom

Documento privado - Private document
Documento público - Public document
Dormitorio - Bedroom
Ducha – Shower
Duplex – Apartment over two floors

Ebanista /carpintero – Joiner
Edificio – Building
Electrician – Electricista
El campo - The countryside
Escayolista/Yesero - Plasterer
Escritura - Deeds of ownership
Escritura pública de compraventa - Title Deeds
Euribor – Variable interest rate set by European banks

Fontanero - Plumber
Finca – Farm house or small estate
Fin de Obra – Formal Completion of Works on a new property
Fuente - Fountain

Garaje - Garage
Gas Butano – Butane gas often used for cooking and water heating
Gestoría – Specialists used to obtain official authorisations, permits and licences

Habitación – A Room
Hipoteca - Mortgage
Hormigon - Concrete

Impuesto extraordinario sobre el patrimonio - Wealth Tax - extraordinary tax on assets
IBI: Impuesto sobre Bienes Inmuebles - Property tax levied yearly
Impuesto sobre el Incremento del Valor de los Terrenos - Tax on the increase of land value
Impuesto sobre el patrimonio - Capital gains tax
Incremento de patrimonio – A Capital gain
ITP – Impuesto sobre Transmisiones Patrionales - Property Transfer Tax of 7% levied on all re-sale property.
Impuesto sobre Actos Juridicos Documentados – AJD - Stamp Duty
Inmobiliaria/agente - Estate agent
Inversion en terreno - Land investment in Spain
IVA Impuesto sobre el Valor Añadido– VAT

Jardin - Garden

Ladrillo – Brick
Libre de cargas – Debt free
Libro del edificio - Documents from the promoter when building is finished
Licencia de prima ocupación – Licence to occupy a completed property
Licencia de obra - Building permission
Limpiadora – A Cleaner

Madera – Wood
Mármol - Marble
Martillo - Hammer
Metros cuadrados – Square metres – units floor area is measured in
Mortero - Mortar

N.I.E. - Identity Number for Foreigners – required for a property purchase
Notario - Notary – records the legal details of property and land sales
Nota Simple - Certificate from Property Registry

Obra nueva - Document certifying a new building
Oferta vinculante - Bank document specifying mortgage conditions
Ordenador – Computer

Pago en efectivo - Cash payment
Parcela - Lot or plot
Pestillo – Door lock
Pintor - Painter
Piscina - Swimming pool
Piso - Apartment
Playa – Beach
Planta baja – Ground or first floor
Plusvalía - Municipal Capital gains tax on the sale of property
Poder – Power of Attorney
Pozo - Well
Préstamo/ con techo – Loan/with variable interests with fixed minimum and maximum
Préstamo hipotecario - Mortgage loan
Pueblo - Town or village
Puerta - Door

Registro de la Propiedad - Register of Property Ownership
Representante fiscal – Foreigner’s official tax representative
Resale Property – A second hand property, already registered at the property register in Spain.
Residencia - Residency permit
Residente - Resident

Sala/ salon - Lounge
Se vende or en venta - For sale
Se alquila – For Rent
Sevillana - Electricity company
Seguro de amortización de préstamos - Loan repayment insurance
Seguro Multirriesgo Hogar - House insurance
Señal – Deposit or down payment
Solar - Lot for building
Sótano – Basement
Subasta – Auction
Suelo - Floor or surface

Tasación - Independent valuation of property
Tasa de cambio – Exchange rate
Tasadores – Official Bank Valuers
Techo - Roof
Teja - Roof tile
Terraza - Terrace
Terreno - Land
Terreno en venta - Land for sale
Terreno - Plot of land
Terreno para construir - Building land on the Costa del Sol
Tipo de interés - Rate of interest
Título de propiedad - Deeds stating the ownership of property, date of sale etc.
Trastero - Storeroom

Valor Catastral - Assessed value of property for tax purposes
Ventana - Window
Vidriero – Glazier

Yeso – Plaster